Early Access · Rolling June 2026

Every paycheck, vest, and dollar — abundantly clear.

Abundantia connects your RSUs, ESPP, paycheck, and accounts into one tactile dashboard. See exactly what you have, what's coming next, and what to do about it.

MCJRTA+
2,840 on the list · 500 invited in June

Net Worth · 24 mo

$1,284,720
+3.86%

Total comp '26

$402,330
▲ +15% YoY

Next vest · 10d

May 25 · 71 shares
10
$28,485Net $22,218

Allocation

$1.28M

ESPP · Next purchase

+$3,240
15% lookback · 92 sh @ $340.20
PROJECT

Drag the sliders. Watch your future move.

Every input you change recompounds across two decades of projections — conservative, expected, and optimistic — in real time.

Projected net worth
$4,366,079
in 8 years · 8% expected · $16,167 / mo total
Conservative · 6.0%Expected · 8%Optimistic · 10.0%
Conservative$3.88M
Expected$4.37M
Optimistic$5.03M
Features

Built for the way tech compensation actually pays out.

Five surfaces, one mental model. Every grant, lot, withdrawal, and paycheck rolled into a single net-worth story you can trust.

RSU equity

Every grant. Every vest. Every share.

Track grants, refreshers, and proposed offers. Confirm vests as they land — Abundantia reconciles cost basis, withholding, and the tax delta automatically.

All grants

3 grants · drill-down

Click a grant to expand
GrantShares · cost basisVest progressTotal · remaining value
G-23AGranted Mar 15, 2023
1,200 sh
$237,600 cost
600 / 1,200 vested50%
Total$481,440
Remaining$240,720
▲ $243,840 vs cost
→
G-24RRefresherGranted Mar 15, 2024
840 sh
$212,016 cost
210 / 840 vested25%
Total$337,008
Remaining$252,756
▲ $124,992 vs cost
→
G-25RRefresherGranted Mar 15, 2025
680 sh
$216,750 cost
0 / 680 vested0%
Total$272,816
Remaining$272,816
▲ $56,066 vs cost
→
ESPP

Watch your discount lock in.

Purchase preview, lookback math, qualifying-disposition countdown.

Gain at purchase
+$3,240
+18.4% effective
Discount $2,008Lookback $1,232
Compensation

Real total comp, not the offer letter.

Base, bonus, vest estimate, ESPP. With federal, state, FICA, and pre-tax deductions broken down per paycheck.

Paycheck · May 22

Breakdown · $8,958.33 gross

GrossTaxPre-tax savingsBenefits
Gross
+$8,958.33100.0%
Federal tax
−$1,612.5018.0%
State (CA)
−$797.308.9%
FICA
−$385.214.3%
Medicare
−$129.901.5%
401(k) 12%
−$1,075.0012.0%
HSA
−$179.162.0%
ESPP 10%
−$895.8310.0%
Health/Dental
−$242.182.7%
Net deposit
+$5,183.0757.9%
Investments

Every account, every tax lot.

401(k), Roth, taxable, HYSA. Drill from account to holding to lot, with short→long-term countdowns and a wash-sale safety net.

Allocation · 6 accounts

Portfolio

$1.28M

Allocated

401(k)38.0%
Brokerage26.1%
RSU pool13.9%
Roth IRA11.9%
HYSA7.6%
ESPP holding2.6%
4

401(k)

38.0% of total

$487,400▲ 6.2%
B

Brokerage

26.1% of total

$334,800▲ 9.1%
R

RSU pool

13.9% of total

$178,240▲ 12.4%
R

Roth IRA

11.9% of total

$152,300▲ 7.8%
H

HYSA

7.6% of total

$98,000▲ 4.4%
E

ESPP holding

2.6% of total

$33,980▲ 5.1%
Inherited IRA

Ten years to draw down. We plot the slope.

Strategy compare, tax-bracket overlay, depletion curve. Find the withdrawal schedule that gets you to year 10 with the least tax paid.

Base salaryBonusRSU vestsESPPCliff breachIRA withdrawal
Scenarios

Compare any four paths side by side.

Same chart, different inputs. Stay, switch, get promoted, get hit by a refresher — see the dollars on every line.

Stay, current offer$402k—
New offer +20k base$434k+$32k
Promotion (L6)$480k+$78k
Side project + part$370k−$32k
How it works

Three steps to actually knowing.

No more rebuilding the same spreadsheet every November. Connect once, confirm as you go, plan whenever.

1Step 1 · Connect

Pull every account into one place.

Brokerage, payroll, equity portal, IRA custodian, HYSA — all read-only. Your grant docs and stock plan rules come along for the ride.

Fidelity
Vanguard
Carta
Schwab
2Step 2 · Confirm

Mark vests as they land.

When shares land in your brokerage, click confirm. We reconcile cost basis, withholding, and the resulting tax bill — every quarter, no spreadsheet required.

10d
May 25 · 71 sh
$28,485 gross · $22,218 net
3Step 3 · Plan

Run side-by-side scenarios.

Compare offers, vest sales, IRA drawdowns, and FI timelines. Pick the path that keeps the most money in your name — not the IRS's.

Stay, current offer$402k—
New offer +20k base$434k+$32k
Promotion (L6)$480k+$78k
A Tour

Scroll through every surface.

01 · DASH

One dashboard for your whole financial life.

Net worth projection, RSU vest countdown, paycheck breakdown, portfolio allocation — at-a-glance, every morning.

Net worth dashboard01 · DASH
RSU equity02 · RSU
ESPP lots03 · ESPP
Investments04 · INV
Inherited IRA05 · IRA
abundantia.dev/dashboard

Net Worth · projected 24 mo

$1,284,720
▲ $47,820+3.86% MoM· On track to $2.12M by May '28
Conservative · 5.5%Expected · 7.5%Optimistic · 9.5%Today

Vest history

5 vest events · 9 lots · post-tax holdings

Cost basis = FMV at vest · LTCG qualifies 1yr after vest
Shares vested
583sh
Cost basis
$200k
Tax withheld
$47k
Current value
$234k
Unrealized gain
▲ $34k
Vest eventShares · cost basisTax withheldCurrent valueUnrealized gainTax treatment

Upcoming purchase

IN 46 DAYS · Jun 30, 2026Period 2026-H1 · 6mo lookback
Cost → Value
You pay$11,44339 sh × $293.42
→
Market value$15,64739 sh × $401.20
Purchase price math
Lookback · Jan 1$345.20
15% discount−$51.78
Your price / sh$293.42
Day-1 gain · sources
+$4,203
+36.7% instant return
Discount +$2,019Lookback +$2,184

Tax disposition · holding strategy

Sell now or wait to qualify· 3 lots · $34,102 market value

LotValueQualify
Lifetime
Shares
85
Gain
+$14.9k

L-24H2

Offering Jul 1, 2024 → purchased Dec 31, 2024
Shares
25
Cost basis
$4,609
$184.34/sh
Market value
$10,030
$401.20/sh
Unrealized gain
+$5,422
+117.6%
Qualifies in
47d
Jul 1, 2026
TODAY
Offering start
Jul 1, 2024
Purchase
Dec 31, 2024
1yr · LTCG eligible
Qualified
2yr from offer

If sold today

✗ DISQUALIFYING
You keep
$7,791
Proceeds$10,030
Bargain element · ordinary−$627
ST cap gain · ordinary−$1,612
Total tax−$2,239
78% kept22% to tax

If you wait 47d

✓ QUALIFIED
You keep
$8,597
Proceeds$10,030
Discount portion · ordinary−$336
Remainder · long-term CG−$1,097
Total tax−$1,433
86% kept14% to tax

Wait & save

+$806
36% less tax
Holding 47 more days converts $4,608 of gain to LTCG at 23.8% instead of 41.3% ordinary.
≈ $17/day in tax saved

Allocation · 6 accounts

Portfolio

$1.28M

Allocated

401(k)38.0%
Brokerage26.1%
RSU pool13.9%
Roth IRA11.9%
HYSA7.6%
ESPP holding2.6%
4

401(k)

38.0% of total

$487,400▲ 6.2%
B

Brokerage

26.1% of total

$334,800▲ 9.1%
R

RSU pool

13.9% of total

$178,240▲ 12.4%
R

Roth IRA

11.9% of total

$152,300▲ 7.8%
H

HYSA

7.6% of total

$98,000▲ 4.4%
E

ESPP holding

2.6% of total

$33,980▲ 5.1%
Inherited IRA · 10-year drawdown
BalanceNet cash
Beta · June 2026

The next 500 invites go out in June.

Free during beta. No credit card, no equity needed. Join 2,840 engineers, PMs, and designers already in line.

2,840on the waitlist
$1.4Bnet worth tracked in private beta
38 co.equity plans integrated
0¢cost during beta